# cheap.health

> The genuinely cheapest ways to get care. A tool that ranks the genuinely cheapest legitimate ways to get care in your ZIP by real all-in cost — seeing a doctor, getting coverage, affording a prescription, or paying for a test — with a badge on every option saying whether it pays us.

cheap.health is a door in the MedicalRecords network — a focused, honest tool that carries people home to MedicalRecords.com (https://www.medicalrecords.com). It has no accounts or databases of its own and keeps nothing.

## Key facts
- Every option carries a badge: 'Pays us nothing' or 'We may earn a fee.' Options that pay us nothing (Medicaid, community health centers, $4 generic lists, enrolling on HealthCare.gov directly) are never omitted, hidden, or moved down.
- The cheapest care for the uninsured is usually an HRSA-funded community health center (FQHC): income-based sliding-scale fees that can reach $0, and by federal law they cannot refuse care for inability to pay. The official locator is findahealthcenter.hrsa.gov.
- Medicaid is free or near-free if you qualify by income and can be applied for any time of year — always the first thing to check.
- Short-term plans and health-sharing ministries are flagged as traps, not insurance; the site refuses their money and warns about them regardless.
- Figures are dated and sourced (HRSA, HHS/ASPE poverty guidelines, KFF) and marked as varying by ZIP, provider, and income; the site keeps no user data.

## Key pages
- [The Honest Cheap List](https://cheap.health/)
- [How to see a doctor without insurance (guide)](https://cheap.health/guides/see-a-doctor-without-insurance)
- [Medicaid by state](https://cheap.health/medicaid/texas)
- [Cheapest way to see a doctor by city](https://cheap.health/cheapest-doctor/houston)
- [Privacy](https://cheap.health/privacy)
- [Accessibility](https://cheap.health/accessibility)

## The house
- [MedicalRecords.com](https://www.medicalrecords.com): the platform every door leads home to.

## Note
cheap.health is general information to help you find lower-cost care, not medical or financial advice, and is not affiliated with any government agency. Prices vary by ZIP, provider, and income — confirm the current figure with the provider or official source.